Bermuda Digital Nomad Visa: Requirements, Income & How to Apply (2026)

While it ran, the certificate was open to two groups: people employed by or running a business registered and operating outside Bermuda that did no business on the island, and non-Bermudian students enrolled in a research, undergraduate, graduate, or doctoral program. You had to be at least 18. Bermudians could not apply — it was designed to bring outside remote income onto the island, not to reclassify locals.

Bermuda never set a number. Instead of a monthly threshold pegged to a wage or benchmark, the policy asked you to "demonstrate sufficient means and/or a continuous source of annual income" to support your household without working locally. In practice that put the onus on you to prove, through bank statements and an employment or business relationship, that you could carry Bermuda's cost of living. Because groceries, rent, and utilities on the island run far above US or UK levels, applicants generally needed a comfortably high income even though no figure was ever published.

This was the real draw. Bermuda has no personal income tax, no capital-gains tax, and no tax on foreign-source earnings, so a certificate holder working remotely for an overseas employer owed Bermuda nothing on that income. Bermuda's payroll tax is charged to local employers on local employment, which a Work From Bermuda holder did not have. You would still be taxed by your home country under its own rules, and US citizens remained on the hook to the IRS regardless of where they lived.

Families could relocate together. A spouse and dependent children were added to the same application, and there was no per-dependant income uplift — the government looked at whether the household as a whole had the means to live on the island. Given Bermuda's school fees and cost of living, the practical bar for a family was high even without a formal number attached to it.

Bermuda belonged to the small club of zero-tax Atlantic and Caribbean programs alongside the Cayman Islands, Anguilla, and the Bahamas. All of them skip an income requirement in favour of high cost or high fees. Bermuda's certificate fee was cheap next to Cayman's Global Citizen route and Anguilla's US$2,000 charge, but its cost of living was the highest of the group. With the certificate now closed, a nomad chasing the same tax profile would look at the Cayman Islands, Anguilla, or Bermuda's own five-year annual-residence permission instead.

The certificate itself was easy to get; affording the island was the hard part. Rent for a one-bedroom often ran past US$2,500 a month, and imported groceries and cars pushed budgets far beyond what the fee suggested. That mismatch — a trivial application over a punishing cost base — is what most former holders warn about. The other thing to plan for now is timing: because Work From Bermuda closed in February 2025, do not build a move around it. If Bermuda is still the goal, ask Immigration directly about annual-residence permission, which is a different application with its own approvals.